Selling Structured Settlements: Advice From The Experts – Newark Law |

Structured Settlement Calculator Now Available for Cash Payout Estimate on My Structured Settlement Cash
| Reuters

Structured settlements which allow defendants to purchase annuities to pay a judgment in installments over time have become increasingly more common, even in smaller-scale cases under $50,000. This requires that plaintiffs and their lawyers have an understanding of structured settlement agreements as well as the sale of such agreements, in order to protect an individuals interests in the proceeds of their judgment award. Considering that a lump sum payout can create tax liability for the payee, one of the most significant benefits of a structured settlement agreement is that the payments are tax free on both the federal and state level. Additionally, attorney’s fees can often be reduced, and a steady income over an extended period of time may be a better option to individuals concerned with having to make decisions about money management and investing. However, there are many issues which need to be considered before entering into a structured settlement agreement. For example, plaintiffs who agree to structured settlement payments may at some point find themselves in circumstances where they need to sell their interest in future payments in order to receive a lump sum to pay for unanticipated expenses. In most states there are laws restricting the sale of structured settlements, and tax-free structured settlements are also subject to federal restrictions with regards to their sale to third parties.

Free District-Selling a structured settlement annuity payments guide

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Unlike competingbusinesses, this method is always honest and reliable. Additionally, thecalculator is easy to use, making calculating a structured settlementpayout far easier than it used to be. Once an individual gets an idea oftheir structured settlement’s value, they can decide whether it is worthreceiving the monthly payments or whether a lump sum buyout is morebeneficial. It is easy to know to unload a settlement thanks to the veryeasy sell structured settlement calculator. Roger Byrne, marketing manager of SSC, is excited to launch thisintuitive calculator. Only a few pieces of information are required forthe structured settlement calculator to make an estimate. A user mustenter into the structured settlement calculator the year their paymentsstarted, as well as the year their payments are expected to end.

Should I Sell My Structured Settlement Payments? |

Annuity Transfers

Not necessarily the clear answer that you were looking for? Before you head down the path of selling your structured settlement annuity payments, the professionals at Annuity Transfers believe you should examine ALL of your options. One of the top structured settlement industry authorities, Annuity Transfers Shannon Harvey, has recently posted an easy to understand explanation of why a sale of your payments may or may not be the best option. She provides a list of questions to ask yourself; the answers to which will help you assess whether or not you should sell your valuable structured settlement payment s. Among the considerations are: What are all your funding options? What will the impact be on your monthly living needs? What is the impact on your ongoing medical needs, if any? Are there other expenses or issues that you should consider?


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